Five things to do to plan for your health care needs in the coming year

The start of a new year is a time for reflection and recalibration. We know that our plans may eventually go astray, but that doesn’t mean we should give up on planning all together. Planning can help us stay focused during uncertain times and adapt quickly to obstacles. As you plan your professional and personal goals, keep the following tips in mind for taking care of your health care needs.

Review your accounts and establish a medical budget

Medical insurance deductibles and maximum out-of-pocket amounts are reset at the beginning of each year. Log in to your insurance member’s portal to review how much you spent on hospitalizations, doctor visits and medications last year and estimate how much you may need to set aside for this year. See our previous article on budgeting and saving for health care.

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